105 N Main St
PO Box 266
Flasher,  ND  58535
701-597-3391 office         701-597-3392 fax

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Since 1939, Flasher Community Credit Union has served the financial needs of our members.

How do we rate?

View our current investment account rates.

                                                                                                                               * Effective May 1, 2021

 

SHARES

Regular Share Account
Dividends paid quarterly

$0 – $3000 at 0.5% rate 0.5% APY*
$3001 – $9,999 at 0.5% rate 0.5% APY*
Above $10,000 at 0.5% rate 0.5% APY*

Christmas Club Account
Dividends paid annually on 31 Oct
Account withdrawal only on 1 Nov. annually
0.05% rate – 0.05% APY*

Super Share Account
Dividends paid monthly
Minimum $2500 deposit

$0 – $2499 at 0.0% rate 0.0% APY*
$2500 – $9,999 at 0.10% rate 0.10% APY*
$10,000 – $49,999 at 0.20% rate 0.20% APY*
Above $49,999 at 0.30% rate 0.30% APY*

SHARES CERTIFICATES OF DEPOSIT

6 Month: 0.10% – 0.25% rate / APY*
minimum $500 deposit
12 Month: 0.20% – 0.35% rate / APY*
minimum $1000 deposit

$10,000 – $49,999 + 0.05%
$50,000 – $99,999 + 0.10%
$100,000 + 0.15% to rate

24 Month: 0.30% – 0.45% rate / APY*
minimum $2000 deposit
36 Month: 0.40% – 0.55% rate / APY*
minimum $2500 deposit

$10,000 – $49,999 + 0.05%
$50,000 – $99,999 + 0.10%
$100,000 + 0.15% to rate

SHARES IRA ACCOUNTS

IRA Shares – 0.2% rate 0.2% APY*

Shares Draft Accounts

Regular Share Draft Account
No monthly service fee
No minimum balance

Golden Horizons Share Draft Account
For members age 55 or older
FREE share-draft checks
No monthly service fee
No minimum balance
Annual Percentage Yield*

Loan Type / Description       Loan Rate

L1  Commercial Revolving       4.25-8.75%
L2  Vehicles                                2.00-11.00%
L3  Consumer Secured             3.00-12.00%
L4 Consumer Unsecured         15.0%
L5 Livestock                                4.50-9.0%
L6 Farm Equipment                  4.50-9.0%
L7 Farm Operating                    4.25-8.75%
L8 Real Estate                            3.96-8.96%
L9 Mobile Home                        4.45-9.45%
L11 Commercial                         4.50-9.0%
L12 Promotional                        8.5-17.50%
Shared Secured                         2.0% above rate
                                                  of secured shares

Consumer Loan Base Rate 3.25%
Business Loan Base Rate 4.25%

Shares Type / Description   Accrued Share Rate

S1 Primary Shares           0.05%
S2 Secondary Shares      0.05%
S4 Christmas Club           0.05%
S5 Super Shares               0.10-0.30%
S71 IRA Shares                 0.20%
S70 Share Draft                0.00%
S80 Golden Horizon SD  0.00%

Office # (701) 597-3391
Fax # (701) 597-3392
105 N Main Street Flasher, ND 58535

HOURS: Monday, Tuesday, Thursday, Friday | 8:00 am - 4:30 pm CT
Wednesday | 9am - 4:30 pm CT
Saturday and Sunday | Closed

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