Office # (701) 597-3391
Fax # (701) 597-3392
105 N Main Street Flasher, ND 58535

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Since 1939, Flasher Community Credit Union has served the financial needs of our members.

How do we rate?

View our current investment account rates.

SHARES

Regular Share Account
Dividends paid quarterly

$0 – $3000 at 0.5% rate 0.5% APY*
$3000 – $9,999 at 0.5% rate 0.5% APY*
Above $10,000 at 0.5% rate 0.5% APY*

Christmas Club Account
Dividends paid annually on 31 Oct
Account withdrawal only on 1 Nov. annually
0.05% rate – 0.05% APY*

Super Share Account
Dividends paid monthly
Minimum $2500 deposit

$0 – $2499 at 0.0% rate 0.0% APY*
$2500 – $9,999 at 0.25% rate 0.25% APY*
$10,000 – $49,999 at 0.55% rate 0.55% APY*
Above $49,999 at 0.75% rate 0.75% APY*

SHARES CERTIFICATES OF DEPOSIT

6 Month: 0.50% – 0.50% rate / APY*
minimum $500 deposit
12 Month: 0.60% – 0.60% rate / APY*
minimum $1000 deposit

$10,000 – $49,999 + 0.10%
$50,000 – $99,999 + 0.30%
$100,000 + 0.50% to rate

24 Month: 0.90% – 0.90% rate / APY*
minimum $2000 deposit
36 Month: 0.995% – 1.00% rate / APY*
minimum $2500 deposit

$10,000 – $49,999 + 0.50%
$50,000 – $99,999 + 1.0%
$100,000 + 1.50% to rate

SHARES IRA ACCOUNTS

IRA Shares – 0.6% rate 0.6% APY*

Shares Draft Accounts
Regular Share Draft Account
No monthly service fee
No minimum balance

Golden Horizons Share Draft Account
For members age 55 or older
FREE sharedraft checks
No monthly service fee
No minimum balance
Annual Percentage Yield*

Loan Type / Description       Loan Rate

L1  Commercial Revolving       5.50-8.75%
L2  Vehicles                                3.50-12.84%
L3  Consumer Secured             3.50-12.84%
L4 Consumer Unsecured         15.0%
L5 Livestock                                5.75-9.0%
L6 Farm Equipment                  5.75-9.0%
L7 Farm Operating                    5.50-8.75%
L8 Real Estate                            5.75-8.96%
L9 Mobile Home                        5.75-8.96%
L11 Commercial                         5.75-9.0%
L12 Promotional                        10.0-19.0%
Shared Secured                         2.0% above rate
Of secured shares

Consumer Loan Base Rate 4.0%
Business Loan Base Rate 5.25%

Shares Type / Description   Accrued Share Rate

S1 Primary Shares           0.075%
S2 Secondary Shares      0.075%
S4 Christmas Club           0.075%
S5 Super Shares               0.25-0.75%
S71 IRA Shares                 0.15%
S70 Share Draft                0.00%
S80 Golden Horizon SD  0.00%

Office # (701) 597-3391
Fax # (701) 597-3392
105 N Main Street Flasher, ND 58535

HOURS: Monday, Tuesday, Thursday, Friday | 8:00 am - 4:30 pm CT
Wednesday | 9am - 4:30 pm CT
Saturday and Sunday | Closed

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