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Since 1939, Flasher Community Credit Union has served the financial needs of our members.
How do we rate?
View our current investment account rates. (Effective June 1, 2023)
sHARES
Regular Share Account
Dividends paid quarterly
$0 – $3000 at 0.10% rate 0.10% APY*
$3001 – $9,999 at 0.10% rate 0.10% APY*
Above $10,000 at 0.10% rate 0.10% APY*
Christmas Club Account
Dividends paid annually on 31 Oct
Account withdrawal only on 1 Nov. annually
0.10% rate – 0.10% APY*
Super Share Account
Dividends paid monthly
Minimum $2500 deposit
$0 – $2499 at 0.0% rate 0.0% APY*
$2500 – $9,999 at 0.45% rate 0.45% APY*
$10,000 – $49,999 at 0.55% rate 0.55% APY*
$50,000 – $99,999 at 0.75% rate 0.75% APY*
$100,000 – at 0.95% rate 0.95% APY*
SHARES CERTIFICATES OF DEPOSIT
6 Month: 0.75 – 1.05% rate / APY*
minimum $500 deposit
12 Month: 1.00 – 1.30% rate / APY*
minimum $1000 deposit
$10,000 – $49,999 + 0.10%
$50,000 – $99,999 + 0.20%
$100,000 + 0.30% to rate
24 Month: 1.40 – 1.70% rate / APY*
minimum $2000 deposit
36 Month: 1.80 – 2.10% rate / APY*
minimum $2500 deposit
$10,000 – $49,999 + 0.10%
$50,000 – $99,999 + 0.20%
$100,000 + 0.30% to rate
SHARES IRA ACCOUNTS
IRA Shares – 0.995% rate 1.00% APY*
Shares Draft Accounts
Regular Share Draft Account
No monthly service fee
No minimum balance
Golden Horizons Share Draft Account
For members age 55 or older
FREE share-draft checks
No monthly service fee
No minimum balance
Annual Percentage Yield*
Loan Type / Description Loan Rate
L1 Commercial Revolving 7.75 – 11.75%
L2 Vehicles 5.25 – 14.25%
L3 Consumer Secured 5.50 – 14.50%
L4 Consumer Unsecured 15.0%
L5 Livestock 6.70 – 10.70%
L6 Farm Equipment 6.70 – 10.70%
L7 Farm Operating 7.75 – 11.75%
L8 Real Estate 6.54 – 10.54%
L9 Mobile Home 7.56 – 16.56%
L10 Real Estate 6.07 – 15.07%
L11 Commercial 6.70 – 10.70%
L12 Promotional 13.50 – 25.50%
Shared Secured 2.0% above rate
of secured shares
Prime Rate 8.25%
Consumer Loan Base Rate 5.25%
Shares Type / Description Accrued Share Rate
S1 Primary Shares 0.10%
S2 Secondary Shares 0.10%
S4 Christmas Club 0.10%
S5 Super Shares 0.50 – 1.00%
S71 IRA Shares 1.00%
S70 Share Draft 0.00%
S80 Golden Horizon SD 0.00%
Office # (701) 597-3391
Fax # (701) 597-3392
105 N Main Street Flasher, ND 58535



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