Services & Rates

• Online Services

• E-Statements

• Online Connection

• Members Financial Services

• Financial Calculators

• Liberty Checks

• Young Adults Connection

• N.A.D.A. Car Values

• Consumer Resources

• Retirement Estimator

• Services & Rates

Services Offered:

Share savings accounts
Share Draft Checking accounts
Christmas Club accounts
Golden Horizons Club
Pee Wee Penguin Club
Share Certificates
Super Shares – Money Market account
Student loans
Agriculture & business loans
Auto & RV loans
Real Estate loans

Overdraft protection & Signature loans
Money orders
Payroll Deduction
Tax deposit
Ach Transfers & Direct deposit
Wire Transfers
Night Deposit box
Notary service
Photocopy & Fax service
Office space for rent
Meeting/Conference room available

Loans:

Effective date: February 1, 2009

Loan Type	Description	Loan Rate (APR)
L1	Commercial Revolving	6.00% - 9.00%
L2	Vehicles	5.00% - 13.25%
L3	Consumer Secured	5.00% - 13.25%
L4	Consumer Unsecured	15.00%
L5	Livestock	6.25% - 9.50%
L6	Farm Equipment	6.25% - 9.50%
L7	Farm Operating	6.00% - 9.25%
L8	Real Estate	6.25% - 9.50%
L9	Mobile Home	6.50% - 9.75%
L10	Student Loans	6.80% - 8.50%
L11	Commercial	6.75% - 9.50%
L12	Promotional	8.00% - 15.25%
	Share Secured	3.00% above rate of secured shares
Shares Type	Description	Share Rate (APY)
S1	Primary Shares	0.50% - 1.00%
S2	Secondary Shares	0.50% - 1.00%
S4	Christmas Club	1.00%
S5	Super Shares	0.75% - 1.25%
S70	Share Draft (Checking)	0.00%
S80	Golden Horizon SD	0.00%
CD Type	Description	CD Rate (APY)
I6	6 Month CD	1.10%
I12	12 Month CD	1.60%
I18	18 Month CD	1.80%
I24	24 Month CD	2.00%
I36	36 Month CD	2.70%
$10,000 - $49,999 - add .20% to rate $50,000 - $99,999 - add .40% to rate $100,000 - add .60% to rate
IRA Accounts	Description	Rate (APY)
S71	IRA Shares	2.30%-2.90%

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency