Rates

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FCCU Loans:

Effective date: January, 2014
Loan Type Description Loan Rate (APR-Annual Percentage Rate)
L1 Commercial Revolving 5.25% – 8.50%
L2 Vehicles 4.25% – 11.75%
L3 Consumer Secured 4.25% – 11.75%
L4 Consumer Unsecured 15.00%
L5 Livestock 5.50% – 8.75%
L6 Farm Equipment 5.50% – 8.75%
L7 Farm Operating 5.25% – 8.50%
L8 Real Estate 4.90% – 8.90%
L9 Mobile Home 4.90% – 8.90%
L10 Student Loans 6.80% – 8.75%
L11 Commercial 5.75% – 8.75%
L12 Promotional 9.00% – 16.50%
Share Secured 2.00% above rate of secured shares

FCCU Shares

Effective date: January, 2014
Shares Type Description Share Rate (APY-Annual Percentage Yield)
S1 Primary Shares 0.05% – 0.05%
S2 Secondary Shares 0.05% – 0.05%
S4 Christmas Club 0.05%
S5 Super Shares 0.10% – 0.30%
S70 Share Draft (Checking) 0.00%
S80 Golden Horizon SD 0.00%

FCCU Certificate of Deposits

Effective date: January, 2014
CD Type Description CD Rate (APY-Annual Percentage Yield)
I6 6 Month CD 0.10% – 0.40%
I12 12 Month CD 0.15% – 0.45%
I24 24 Month CD 0.40% – 1.20%
I36 36 Month CD 0.60% – 1.40%

FCCU IRA

Effective date: January, 2014
IRA Accounts Description Rate (APY-Annual Percentage Yield)
S71 IRA Shares 0.15%